Eligibility
Applicant must have National Savings Certificate / Kisan Vikas Patra
in own name.
Purpose
Any Business / Personal purpose other than for speculative ones.
Loan Amount
| Age of NSC/KVP |
Loan Amount |
| More than 3 years |
100% of face value |
| More than 2 years but less than 3 years |
90% of face value |
| Less than 2 years |
75% of face value |
Minimum loan amount is Rs.10,000/ subject to prescribed margins with no
upper ceiling.
Click here for Rate of interest
Repayment Period
Loan to be liquidated within the tenure of the instruments or earlier.
Repayment
By Equated Monthly Installment (For Term Loan)
Click here for Processing Fees, Prepayment Penalty, Documentation Charges, Mortgage and other charges
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