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Financial Inclusion

Financial Inclusion is an approach for increasing the outreach of the banking sector in unbanked areas, both rural and urban, through various modes such as opening of branches, Business Correspondent Models, installing bio-metric ATMs, Mobile Banking Vans etc. It involves delivery of financial services including Opening of Pradhan Mantri Jan Dhan Yojana (PMJDY), deposit, credit, remittance, micro insurance, micro pension and investment products particularly to the vast sections of disadvantaged/low income groups at an affordable cost. With the basic objective of achieving inclusive growth in Mission Mode, the GOI launched a new comprehensive and holistic scheme named as “Pradhan Mantri Jan Dhan Yojana (PMJDY) “on 28.08.2014. Based on Household surveys in 4580 SSAs and 1210 urban wards, your Bank had covered all the households within the record timeline on 31.12.2014. The Launching Programme of PMJDY by Hon’ble Prime Minister at Kolkata was hosted by our bank.

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Financial Inclusion
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