Allahabad Bank Health Care Plus (HCP)


  • Allahabad Bank Health Care Plus is a health insurance scheme product launched by Universal Sompo General Insurance Company Ltd (USGICL).The Scheme available to the Savings Bank/ Current Account holders of the Bank including NRI customers. However, the cover is available for treatment in hospitals in India only.
  • Eligibility

  • All Savings Bank/ Current Deposit account holders of the Bank within the age band of 18 to 65 years are eligible to take the Policy.
  • The maximum age till which dependent male child can be covered is 21 years and dependent female child can be covered is 25 years or till she marries, whichever is earlier. Children from 91 days can be covered.
  • The maximum renewal age under the Policy is 80 years.
  • Benifits

  • Minimum Policy amount is Rs.50,000.
  • Maximum amount of cover available for the family is up to Rs.5,00,000/- in multiples of Rs.50,000/-.
  • Income Tax benefits as per Section 80D of Income Tax Act is available to the account holders on the Premium amount (excluding Service Tax). 

  • NOTE: please visit for latest instructions/ modification in the scheme.